If you are in search for the best home warranty companies, then you are probably a new home owner or are thinking about becoming a first time home buyer. The fact is, many people have no idea what a home warranty provider is, much less how to choose the best one home warranties. So if you are in search of home appliance insurance then I hope I can help point you in the right direction.
How many companies provide this type of insurance?
Hum, that’s a good question? And the answer may shock you if you are a first time home buyer. The fact is, there are hundreds of these home warranty providers out there lining up for your business. But if you are in the real estate business, you have seen them come and go over the last several years. There are regional warranty companies and national ones that do business in almost every state. But the most important question is, which is the best one?
What is the price range for appliance repair insurance?
Yep, this type of coverage comes in many different names, but how much do they cost? The prices range anywhere from a couple of hundred to somewhere around $600 or so. Yes, that is a wide gap, but the cost all depends on what type of coverage you need. If you only need your major appliance covered like your dishwasher and refrigerator, then you will just need to pay for those items to be covered. On the other hand if you need a comprehensive plan that covers your major appliances and also systems like your heat pump, then you will be paying in the upper end of the range.
So which is the best home warranty company?
This may not be the answer that you were expecting to get, but I am not going to recommend a specific company. I am however, going to recommend the way to choose a home warranty company that will be affordable and won’t be a hassle to deal with. Here is how to choose a home appliance insurance company. It’s simple really. Just pick the one that your real estate agent recommends. The idea is not to do your agent a favor. The decision is purely selfish. Here’s why. One of the biggest complaints with these warranty companies is the fact that they like to deny claims. But if you choose one that your agent recommends, then he or she has more than likely built a relationship with them. And you can use this to your advantage when it comes time to file a claim with your provider. And that is the way to choose among the best home warranty companies.